Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Customers age 62 and older will enjoy this basic checking account. A deposit of $50.00 is needed to open this account.

  • No monthly statement cycle fee
  • Free Express Check debit card
  • Free First Line Express access
  • Free internet banking
  • Free on-line bill payment
  • Free statement binder
  • Free paper statements or e-mail statements
  • Canceled check images included in monthly statement and through internet banking

All customers, including *students, can take advantage of this checking plan and its comprehensive features. A minimum opening deposit of $50.00 is required. A monthly service charge will apply. A paper statement fee also applies but it is refunded monthly if you maintain a minimum daily balance of $5,000 or enroll in e-mail statements.

  • Anywhere banking tools
  • Unlimited access to BaZing savings 3
  • Cell phone protection 1,2
  • Identity Theft aid 1,2
  • Roadside assistance
  • $10,000 travel accidental death insurance2
  • Health savings card
  • Unlimited check writing
  • Free Express Check debit card
  • Free First Line Express access
  • Free internet banking
  • Free on-line bill payment
  • Free statement binder
  • Cancelled check images included in monthly statement and through internet banking

*STUDENTS are eligible to receive FREE benefits until they reach the age of 21. Afterwards, the monthly service charge will apply.

 

1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOTE GUARANTEED BY THE BANK. 3 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

We now offer a Perks package that can be added to your Kasasa checking account for a low monthly Perks Package fee. This package includes the following:

  • Anywhere banking tools
  • Unlimited access to BaZing savings 3
  • Cell phone protection 1,2
  • Identity Theft aid 1,2
  • Roadside assistance
  • $10,000 travel accidental death insurance 2
  • Health Savings card

A $1,000.00 minimum deposit is needed to open this account. Please check the rates tab on the home page or call First Line Express for current rates for your Perks Platinum Checking account. A paper statement fee applies – refunded monthly if you maintain a $5,000 minimum daily balance or sign up for e-mail statements.

  • This account requires a minimum daily balance of $1,000 to earn interest
  • Monthly service charge if your daily balance falls below $1,000 any day of the monthly statement cycle
  • Anywhere banking tools
  • Unlimited access to BaZing savings 3
  • Cell phone protection 1,2
  • Identity Theft aid 1,2
  • Roadside assistance
  • $10,000 travel accidental death insurance 2
  • Health Savings card
  • Unlimited check writing
  • Free Express Check debit card
  • Free First Line Express access
  • Free internet banking
  • Free on-line bill payment
  • Free statement binder
  • Canceled check images included in monthly statement and through internet banking

 1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOTE GUARANTEED BY THE BANK. 3 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

A variable rate checking account with no minimum balance that rewards account holders with interest and nationwide ATM fee refunds when they meet minimum qualifications during the account’s Monthly Qualification Cycle. Interest and ATM fee reimbursements will be credited to the account on the last day of the current Statement Cycle. A $50.00 minimum deposit is needed to open this account. No minimum balance is required to earn or to receive the account’s rewards. Please check the rates tab on the home page.

To qualify for Kasasa Cash® rewards and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:

  • Have at least 10 PIN-based or signature-based debit card purchases post and settle (POS purchases do apply, ATM transactions do NOT apply)
  • Have at least 1 direct deposit / ACH (debit or credit), or Bill Pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements

**Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.

Benefits:

  • No minimum balance requirements
  • No monthly maintenance fee
  • No per check charge
  • Unlimited check writing
  • Free Express Check debit card
  • Free First Line Express access
  • Free internet banking
  • Free on-line bill payment
  • Canceled check images included in monthly statement through internet banking

A variable rewards checking account with no minimum balance that rewards account holders with cash back on their PIN-based, signature based debit card purchases and nationwide ATM fee refunds when they meet minimum qualifications during the account’s Monthly Qualification Cycle. A $50.00 minimum deposit is needed to open this account. Cash back payments and ATM refunds will be credited to the account on the last day of the current Statement Cycle. No minimum balance is required to earn or to receive the account’s rewards. Please check the rates tab on the home page.

To qualify for Kasasa Cash Back® rewards and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:

  • Have at least 10 PIN-based or signature-based debit card purchases post and settle (POS purchases do apply, ATM transactions do NOT apply)
  • Have at least 1 direct deposit / ACH (debit or credit), or Bill Pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements

**Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.

Benefits:

  • No minimum balance requirements
  • No monthly maintenance fee
  • No per check charge
  • Unlimited check writing
  • Free Express Check debit card
  • Free First Line Express access
  • Free internet banking
  • Free on-line bill payment
  • Canceled check images included in monthly statement through internet banking

Kasasa Cash Back® – a variable rewards checking account with no minimum balance that rewards account holders with cash back on their PIN-based, signature based debit card purchases and nationwide ATM fee refunds when they meet minimum qualifications during the account’s Monthly Qualification Cycle. A $50.00 minimum deposit is needed to open this account. Cash back payments and ATM refunds will be credited to the account on the last day of the current Statement Cycle. No minimum balance is required to earn or to receive the account’s rewards. Please check the rates tab on the home page.

Kasasa Saver® – a variable rate savings account with no minimum balance that rewards account holders with interest when they meet the minimum qualifications associated with their linked Kasasa Cash Back® checking account during each Monthly Qualification Cycle. A $50.00 minimum deposit is needed to open this account.

Interest, cash back and ATM fee reimbursements will be credited to your Kasasa Saver® on the last day of the current Statement Cycle. No minimum balance is required to earn or to receive the account’s rewards. Please check the rates tab on the home page.

To qualify for Kasasa Cash Back® and Kasasa Saver® rewards and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:

  • Have at least 10 PIN-based or signature-based debit card purchases post and settle (POS purchases do apply, ATM transactions do NOT apply)
  • Have at least 1 direct deposit / ACH (debit or credit), or Bill Pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements

**Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.

Benefits:

  • No minimum balance requirements
  • No monthly maintenance fee
  • No per check charge with the Kasasa Cash Back®
  • Unlimited check writing with the Kasasa Cash Back®
  • Free Express Check debit card
  • Free First Line Express access
  • Free internet banking
  • Free on-line bill payment
  • Canceled check images included in monthly statement through internet banking
  • A minimum deposit of $10,000.00 is needed to open this account.
  • Earns interest at a variable rate — we will use the daily balance method to calculate the interest on your account. See our Rates Tab on the home page or call First Line Express for details.
  • You must maintain a minimum daily ledger balance of $10,000.00 to draw interest.
  • You must maintain a daily minimum balance of $5,000.00 to avoid the $12 service charge.
  • Express Check debit card.
  • First Line Express access.
  • Online banking with on-line bill pay.
  • Free paper statements or e-mail statements.
  • Canceled check images included in monthly statement and through internet banking.
  • A minimum deposit of $100,000.00 is needed to open this account.
  • Earns interest at a variable rate — we will use the daily balance method to calculate the interest on your account. See our Rates Tab on the home page or call First Line Express for details.
  • You must maintain a minimum daily ledger balance of $100,000.00 to draw interest.
  • There is a $15.00 service charge if you go over the transaction limit of five (5) withdrawals or transfers to another account of yours or to a third pary by means of a pre-authorized or automatic transfer of telephone order or instruction, computer transfer, or be check, draft, debit card, or similar order to a third party any given monthly statement cycle.
  • If you exceed the five (5) debit transaction limit more than three (3) times in a twelve (12) month period, your account will be changed to an account type of your choosing.
  • Express Check debit card.
  • First Line Express access.
  • Online banking with on-line bill pay
  • Free paper statements or e-mail statements.
  • Canceled check images included in monthly statement and through internet banking.

1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOTE GUARANTEED BY THE BANK. 3 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.