At First Choice Bank, we know how essential a strong savings and retirement plan is—whether you’re preparing for future goals or building a cushion for life’s unexpected moments. That’s why we offer a range of CD and IRA options designed to help you grow your money.
Our team of customer service representatives is ready to sit down with you, learn about your financial goals, and recommend the plan that best supports your future. Every deposit relationship is insured up to the applicable limits by the Federal Deposit Insurance Corporation (FDIC), giving you added peace of mind.
Stop by today and take the first step toward securing your financial future.
First Choice Bank can structure a Certificate of Deposit from 30 days to 60 months to fit your individual needs. We offer competitive fixed-rate certificates from the date of deposit to maturity. Minimum deposits for these accounts are $1,000. For your convenience, certificates may be renewed automatically. Federal regulations require penalty for early withdrawal.
An IRA is a special savings plan that lets you put aside money you earn today to be used later for your retirement. Depending on your income, your income tax liability on those funds may be deferred. Contribution amounts may vary due to age and marital status. You may contribute to an IRA plan even if you participate in a retirement plan at work. Interest earnings are not taxed until withdrawal (penalty for early withdrawal). We offer competitive fixed rate and variable rate accounts. Call us for all the details or for assistance in having an existing IRA rolled over to a First Choice Bank IRA. A minimum balance of $50 is needed for a variable rate IRA. A minimum balance of $1,000 is needed for a fixed rate IRA.
Discover the benefits of a Roth IRA
A minimum balance of $1,000.00 is needed to open a fixed rate Roth IRA. Stop by and allow our CD/IRA personnel to work with you on your financial needs.
