Our internet and mobile banking vendor are experiencing intermittent issues causing website login errors. We are sorry for the inconvenience.
We’re continuously innovating our technology and security features to keep your identity and accounts safe. Remember, we will NEVER call you and ask for an account number or code over the phone. So, PLEASE, do not provide this information if you are contacted by fraudsters claiming to be FIRST CHOICE BANK! Beware of anyone who informs you NOT to contact us or asks you to call them via text message. If you receive a text message from our Fraud Department, it will only ask you to respond YES or NO to a specific charge on your debit card. Our Fraud Department will never ask you to call us back. Never hesitate to call on us for your financial needs or concerns at 662-489-1631. Be cautious and protect your business from fraud- always know who you are communicating with. We will NEVER email, call or text asking for specific information concerning your accounts or passwords. If you are unsure if you are being targeted, hang up the phone and call us at 662-489-1631.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Rates
Deposit Account Rates
Rates subject to change after account is opened.
Speak with our New Accounts Representative for more details.
Account Type | Annual Percentage Yield | Interest Rate |
Perks Platinum | 0.50% | 0.50% |
Kasasa Cash* | 2.00% | 2.00% |
Kasasa Cash* - 2nd tier | 0.15% | 0.15% |
Kasasa Cash* - 3rd tier | 0.05% | 0.05% |
*Click on deposit products link to view qualifications for Kasasa Cash | *The APY for Kasasa Cash will range from 2.00% to 0.58% depending upon the balance in the account & qualifications met. | |
Regular Savings | 0.25% | 0.25% |
Kids Club Savings | 0.25% | 0.25% |
Christmas Club Savings | 0.25% | 0.25% |
Fees may reduce earnings. |
Certificate of Deposit Rates
Certificate of Deposit Rates(with a minimum balance of $1000.00) A penalty may be applied for early withdrawal.
Term | APY | RATE |
REGULAR | ||
30 Days | 0.50% | 0.50% |
90 Days | 0.75% | 0.75% |
182 Days | 1.10% | 1.10% |
12 Months | 1.85% | 1.85% |
18 Months | 1.50% | 1.50% |
24 Months | 2.00% | 2.00% |
36 Months | 2.15% | 2.15% |
48 Months | 2.00% | 2.00% |
60 Months | 2.30% | 2.30% |
IRA Certificate Rates
(with a minimum balance of $1000.00)
Term | APY | RATE |
12 Months | 2.25% | 2.25% |
18 Months | 2.35% | 2.35% |
24 Months | 2.40% | 2.40% |
36 Months | 2.15% | 2.15% |
48 Months | 2.45% | 2.45% |
60 Months | 2.75% | 2.75% |
A penalty may be applied for early withdrawal | ||
* | $50.00 minimum deposit required |
