Card Services

First Choice Bank offers consumers multiple layers of security protection against fraud, including Visa's Zero Liability policy, the cardholders' ultimate protection. With Zero Liability, consumers are not responsible for any unauthorized purchases made with their Visa cards. Security breaches have become more commonplace in the card industry. You, the consumer, are not liable for credit or debit card fraud. Here are a few standards for protecting and maintaining card date:

  • Review your account activity frequently - either online or over the phone - and immediately report any suspicious card activity back to the bank.
  • Regularly check your credit report for incorrect information. You are entitled to one free copy of your credit report every year at www.annualcreditreport.com or by calling 1-877-322-8228.
  • Shop with merchants you know. If a deal seems too good to be true, it probably is.
  • Destroy all receipts before discarding them since some of them may have your card number reprinted on them.
  • Guard your card - do not use it as collateral or give out your card number to someone calling on the phone, unless you initiated the call for a purchase.

Visa Check Card

WORKS LIKE A CHECK, ONLY EASIER!

The Express Check Card from First Choice Bank can do everything your check book can, and more. It looks like a credit card…but it’s not one. It can be used to make purchases wherever you see the VISA logo. The funds are drawn directly from your checking account . It also doubles as an ATM card.

If your card is lost or stolen during non-banking hours call 1-800-528-2273

If you need to dispute a charge call 1-800-808-6402

If you need to provide an alert of fraud on your card call 1-800-889-5280

ATM Card

OUR BANK IS OPEN WHENEVER YOU NEED IT!

First Choice Bank offers the convenience of 24-hour banking with our First Teller 24 Automatic Teller Machine (ATM) card. Our ATM card makes many of our services available to you at any hour, every day of the year. In about one minute you can complete your transaction.

A Personal Identification Number (PIN) safeguards the use of your First Teller 24 ATM card, and you get a receipt with each transaction to help you keep complete and accurate records.

For a First Teller 24 ATM card of your own, stop by one of our three convenient locations and complete an application.*

*pending approval

Ask about yours today!

If your card is lost or stolen during non-banking hours call 1-800-528-2273.

Credit Cards

First Choice Bank offers Visa and MasterCard consumer credit cards with two types of benefits and no annual fee through a third-party credit card company, The Independent BankersBank (TIB). A Preferred Points Benefits card and the Low Rate Benefits card are offered, as well. Additional cards are available for Business accounts. For more information about credit card options, come by and see one of our representatives for an application.

*The Independent BankersBank makes all credit decisions and servicing of the credit cards.

Ask about yours today!

If your card is lost or stolen during non-banking hours call 1-800-528-2273.

Gift Card- VISA

We now offer Visa Gift Cards for your convenience. This card is an excellent gift for special occasions such as Birthdays, Christmas, Valentines, Graduations, etc.

The card can only be loaded once with amounts ranging anywhere from $25 to $500. No personal identification numbers (PIN) are issued and the cards may be used anywhere VISA is accepted. (Some exceptions may apply). Cash advances are not allowed.

Go To Top