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Online Banking

Checking Products

Basic Checking

The Shield Checking

Enjoy a checking plan with this comprehensive package. A $50.00 minimum deposit is needed to open this account. A monthly service charge applies.

  • ID Protect- Identity Theft Protection
  • No minimum balance requirements
  • No per item check charge
  • Unlimited check writing
  • First order checks free (wallet or duplicate)
  • Free Express Check debit card
  • Free First Line Express
  • Free internet banking
  • Free on-line bill payment
  • Free statement binder
  • Cancelled check images included in monthly statement and through internet banking

If you currently have a Shield Checking account and have not registered your information, you can log on to www.IDProtectMe247.com.

 

Benefits Banking

Kasasa Cash®

A variable rate checking account with no minimum balance that rewards account holders with interest and nationwide ATM fee refunds when they meet minimum qualifications during the account’s Monthly Qualification Cycle. A $50.00 minimum deposit is needed to open this account. Interest and ATM Fee reimbursements will be credited to the account on the last day of the current Statement Cycle. Please check the rates tab on the home page.

To qualify for Kasasa Cash® rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:

  • Have at least 10 PIN-based or signature-based debit card purchases post and settle (POS purchases do apply, ATM transactions do NOT apply) 
  • Have at least 1 direct deposit / ACH (debit or credit), or Bill Pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements

**Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.

Benefits:

  • No minimum balance requirements
  • No monthly maintenance fee
  • No per check charge
  • Unlimited check writing
  • Free Express Check Debit card
  • Free First Line Express access
  • Free internet banking
  • Free on-line bill payment
  • Cancelled check images included in monthly statement through internet banking

Kasasa Cash Back®

A variable rewards checking account with no minimum balance that rewards account holders with cash back on their PIN-based, signature based debit card purchases and nationwide ATM fee refunds when they meet minimum qualifications during the account’s Monthly Qualification Cycle. A $50.00 minimum deposit is needed to open this account. Cash back payments and ATM refunds will be credited to the account on the last day of the current Statement Cycle. No minimum balance is required to earn or to receive the account’s rewards. Please check the rates tab on the home page.

To qualify for Kasasa Cash Back® rewards and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:

  • Have at least 10 PIN-based or signature-based debit card purchases post and settle (POS purchases do apply, ATM transactions do NOT apply)
  • Have at least 1 direct deposit / ACH (debit or credit), or Bill Pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements 

**Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.

Benefits:

  • No minimum balance requirements
  • No monthly maintenance fee
  • No per check charge
  • Unlimited check writing
  • Free Express Check debit card
  • Free First Line Express access
  • Free internet banking
  • Free on-line bill payment
  • Cancelled check images included in monthly statement through internet banking

Kasasa Cash Back with Saver®


Kasasa Cash Back® - a variable rewards checking account with no minimum balance that rewards account holders with cash back on their PIN-based, signature based debit card purchases and nationwide ATM fee refunds when they meet minimum qualifications during the account’s Monthly Qualification Cycle. A $50.00 minimum deposit is needed to open this account. Cash back payments and ATM refunds will be credited to the account on the last day of the current Statement Cycle. No minimum balance is required to earn or to receive the account’s rewards. Please check the rates tab on the home page.

Kasasa Saver® - a variable rate savings account with no minimum balance that rewards account holders with interest when they meet the minimum qualifications associated with their linked Kasasa Cash Back® checking account during each Monthly Qualification Cycle. A $50.00 minimum deposit is needed to open this account.

The number of transfers from Kasasa Saver® to another account in your name or withdrawals that you make in-person, by mail or at an ATM is unlimited. Also, withdrawals made by telephone via check mailed to you and transfers into Kasasa Saver® are unlimited. During each Statement Cycle, you may also make up to six (6) transfers or withdrawals in the aggregate including transfers or withdrawals to another account in your name at First Choice Bank or to a third party via pre-authorized transfers or withdrawals, telephone banking (including fax) and online banking service. Included in the aggregate six (6) transfers or withdrawals are transfers to a third party, if made by check, or at point of sale terminals using your ATM or debit card. There is a withdrawal / service charge for each subsequent debit over six (6) per monthly statement cycle.

Interest, cash back and ATM fee reimbursements will be credited to your Kasasa Saver® on the last day of the current Statement Cycle. No minimum balance is required to earn or to receive the account’s rewards. Please check the rates tab on the home page.


To qualify for Kasasa Cash Back® and Kasasa Saver® rewards and receive reimbursements on your ATM fee surcharges, you must perform the following during the monthly qualification cycle:

  • Have at least 10 PIN-based or signature-based debit card purchases post and settle (POS purchases do apply, ATM transactions do NOT apply)
  • Have at least 1 direct deposit / ACH (debit or credit), or Bill Pay transaction post and settle
  • Be enrolled in and agree to receive e-Statements 

**Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.

Benefits:

  • No minimum balance requirements
  • No monthly maintenance fee
  • No per check charge with the Kasasa Cash Back®
  • Unlimited check writing with the Kasasa Cash Back®
  • Free Express Check debit card
  • Free First Line Express access
  • Free internet banking
  • Free on-line bill payment
  • Cancelled check images included in monthly statement through internet banking

 

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